Many Ontarians have reported experiencing issues with getting approved for coverage with traditional life insurance plans. With complicated applications, lengthy waiting periods, and invasive medical exams, traditional coverage has made it incredibly difficult to find financial security for some Canadians. We understand this problem and have decided to take our coverage in a different direction. Our goal is to provide Canadians in Ontario with the most accessible, affordable, and reliable coverage possible.

What makes us different?

Reliable coverage amounts

Our plan can offer tax-free benefits up to $1,000,000.

Simplified process

When you apply for coverage, there are never any face-to-face meetings with agents or filling out mountains of paperwork.

Instant issue plans

For most of our coverage options, after you purchase a plan, you don’t have to worry about waiting for your coverage to take effect. Your coverage begins the same day you buy the policy.

Choice of plan types

Choose from temporary (term) protection for 10, 20, 30 years or permanent coverage.

No medical exams

The application process never requires you to undergo an invasive and lengthy medical exam just to be eligible for the plan.

We make getting insured easy.

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1Complete a short online form that works as an introduction to your life insurance needs for our advisors.

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2Our team will reach out to you and provide you with free no-obligation quotes and recommended plan options that best suit your needs.

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3If you are happy with your plan, you can finalize your coverage and purchase the plan right over the phone.

What Our Clients Say


About Us

Simplified Life Protection is a part of Specialty Life Insurance, a leading provider specializing in affordable life insurance options for all Canadians.
We have helped thousands of clients in Ontario find affordable and accessible life insurance solutions that fit into any budget. Our simplified life insurance coverage is an excellent way to protect the financial stability of your loved ones.

If you're ready to discover your options, fill out our simple form to receive a free, no-obligation quote.